Singapore Guide15 min read

Complete Guide to Renting an Apartment in Singapore

Everything you need to know about renting in Singapore. Understand HDB vs condo options, rental procedures, costs, legal requirements, and how to find your ideal home.

Last updated: January 8, 2025

Overview

Singapore's rental market offers diverse options from public HDB flats to luxury condominiums, but navigating the system requires understanding local regulations, market practices, and cultural norms. The market is highly regulated with clear tenant protections, though prices are among the highest in Asia.

Most expats rent condominiums due to HDB restrictions, but recent policy changes have opened more options. Understanding your eligibility, budget considerations, and the rental process will help you secure suitable accommodation efficiently.

Types of Rental Properties

Singapore offers various housing types, each with distinct characteristics and rental requirements.

HDB Flats (Public Housing)

Government-built flats housing 80% of Singapore's population, with specific rental regulations.

Condominiums

Private developments with facilities, preferred by most expats.

Landed Properties

Houses with land, offering more space and privacy.
Property Type Comparison
AspectHDBCondoLanded
Avg Monthly RentS$2,500-3,500S$4,000-7,000S$6,000+
SecurityBasic24/7 guardsSelf-arranged
FacilitiesNoneFull facilitiesNone
SpaceGoodCompactExcellent
Expat-friendlyModerateHighHigh
Min. Lease6 months3 months12 months
Premium locations near CBD and Orchard: • Districts: Orchard, River Valley, Newton, Novena • Rent premium: 20-40% above average • Walking distance to shopping and nightlife • Many international schools nearby • Excellent public transport • Popular condos: The Sail, Marina Bay Residences, Scotts Square • Ideal for: Singles, couples without cars
Family-friendly beach proximity: • Areas: Marine Parade, Katong, Bedok, Siglap • Beach lifestyle and seafood restaurants • Good international schools (Canadian, Chatsworth) • Mix of condos and landed properties • East Coast Park for recreation • Popular condos: The Shore, Silversea, Costa Del Sol • Ideal for: Families, beach lovers
Established expat enclave: • Mix of condos and landed houses • Trendy cafes and restaurants • Near many international schools • Botanic Gardens proximity • Higher rental prices • Popular condos: Leedon Residences, Holland Residences • Ideal for: Families, long-term expats
Resort living: • Sentosa Cove for luxury waterfront living • Very high rental prices • Limited public transport (need car) • Beach and golf course access • Marina and yacht club • Popular: The Oceanfront, Turquoise • Ideal for: High-budget expats, yacht owners
More affordable options: • Tampines, Punggol, Sengkang (newer towns) • Clementi, Jurong (west) • 30-40% cheaper than central • Good amenities and transport • Mix of HDB and newer condos • Family-friendly environments • Ideal for: Budget-conscious families

Finding a Property

Multiple channels and strategies for finding suitable rental properties in Singapore.

Property Agents

Most rentals go through property agents (realtors):

Online Platforms

Popular property portals and apps:

Rental Process

Step-by-step guide to renting a property in Singapore.

Viewing and Selection

Process from search to securing a property:

Required Documents

Documents needed for rental application:

Costs and Payments

Understanding the full cost of renting in Singapore beyond monthly rent.

Upfront Costs

Initial payments required when signing lease:

Ongoing Costs

Monthly expenses beyond rent:

Tenancy Agreement

Key terms and clauses in Singapore rental contracts.

Common terms in tenancy agreements: • Lease term: Usually 12-24 months • Diplomatic clause: Early termination with notice • Renewal option: Right to extend at market rate • Rent payment: Due monthly in advance • Maintenance responsibilities defined • Inventory list of furniture/appliances • Subletting usually prohibited • Pet clause (if applicable)
Important for expats: • Allows early termination if relocated by employer • Typically requires 12-month minimum stay • 2-3 months notice required • Must provide proof (termination letter) • Forfeit portion of deposit if exercised • Negotiate during LOI stage • Essential for expat contracts
Deposit handling and return: • Held by landlord throughout tenancy • Covers damages beyond wear and tear • Unpaid rent or utilities • Professional cleaning upon move-out • Return within 14-30 days of handover • Itemized deductions must be provided • Take photos during move-in/out
Areas often open to negotiation: • Monthly rent (5-10% typically negotiable) • Included furniture and appliances • Repainting before move-in • Minor repairs and improvements • Payment schedule (quarterly possible) • Number of occupants allowed • Parking lots (for condos) • Storage space inclusion

Utilities and Services

Setting up essential services for your rental property.

Electricity and Gas

SP Group manages utilities in Singapore:

Internet and Cable

Major providers and typical plans:

Tenant Rights and Responsibilities

Understanding your legal position as a tenant in Singapore.

Tenant Rights

Legal protections for renters:

Tenant Obligations

Your responsibilities as a tenant:

Tips for Expat Renters

Practical advice for navigating Singapore's rental market as an expatriate.

FAQs

Yes, but only entire units (not individual rooms) with a minimum 6-month lease. The flat must be approved for rental by HDB, and you must register the tenancy. Many HDB owners prefer local tenants, so selection may be limited.

A diplomatic clause allows early lease termination if you're relocated by your employer or lose your job. Essential for expats, it typically requires 12 months minimum stay and 2-3 months notice. Always negotiate this into your tenancy agreement.

Prepare 4-5 months of rent upfront: first month rent, 2 months security deposit, 0.5-1 month agent fee, plus stamp duty (0.4% of total rent). For a S$4,000/month condo, expect to pay S$16,000-20,000 initially.

Most expat rentals are fully furnished, which is convenient for temporary stays. Partially furnished (with major appliances) offers more personalization. Unfurnished is rare but 10-20% cheaper - suitable for long-term residents with own furniture.

Yes, especially in slower months or for longer leases. Typical negotiation range is 5-10% below asking price. Offer faster move-in, longer lease term, or quarterly payments for better negotiation leverage.

Generally, tenants handle minor repairs under S$150-200 (light bulbs, toilet seats). Landlords cover major repairs and appliance replacement due to normal wear. Air-con servicing is usually tenant's responsibility. Clarify in the tenancy agreement.